Malaysia My Second Home Program (MM2H)

Compared to neighboring countries such as Singapore and Hong Kong, the cost of living in Malaysia is significantly lower. Major cities like Kuala Lumpur and Penang offer modern infrastructure, excellent international education resources, and a high standard of living at a more affordable price. In recent years, the Malaysian government's Malaysia My Second Home (MM2H) program has become a popular option among foreigners seeking long-term residence. The MM2H program provides flexible residence options ranging from 5 to 20 years, allowing applicants to choose according to their personal and family needs.


 

Advantages of Choosing MM2H

 

  1. Family members can be included in the application (spouse, children, and both parents).

  2. Access to diverse, high-quality educational resources.

  3. Culturally and linguistically similar environment, making local integration easier.

  4. 5–20-year residence options, offering flexibility for individual and family planning.


1. Application Requirements and Documents


As of August 2025, according to the latest official regulations from the Ministry of Tourism, Arts and Culture (MOTAC), applicants for the MM2H program must meet the following conditions and prepare the required documents:

  • Principal applicant must be at least 25 years old (only 21 years old for the Economic Zone category).

  • Personal documents: copy of passport, ID photo, and identification proof.

  • Certificate of good conduct (police clearance).

  • Proof of financial capability such as employment certificate, payslips, pension or retirement income statements, and tax records.

  • Proof of family relationship such as marriage certificate, children’s birth certificates, and dependency certificates.


2. Application Process

Step 1: Choose an Application Category

The MM2H program offers several visa categories. Applicants may choose the most suitable one based on their needs and qualifications, as shown below:

Category

 

Silver

 

Gold

 

Platinum

 

Economic Zone

 

Age Limit

 

25+

21+

Minimum Fixed Deposit

 

USD 150,000

USD 500,000

USD 1,000,000

USD 65,000 (age 21–49)
USD 32,000 (age 50+)

Minimum Property Investment

 

MYR 600,000

MYR 1,000,000

MYR 2,000,000

MYR 500,000

Participation Fee

 

MYR 1,000

MYR 3,000

MYR 5,000

MYR 1,000

Visa Validity

(renewable every 5 years)

5 years

15 years

20 years

10 years

Residence Requirement

At least 90 days per year (can be combined among family members)


Although the MM2H program requires applicants to place a fixed deposit in a Malaysian bank and purchase real estate, the requirements are not as restrictive as they may appear. Applicants may withdraw up to 50% of their fixed deposit for property purchase, medical expenses, education, or travel.

To maintain residency status, the applicant and family members must reside in Malaysia for at least 90 days each year (time may be combined among family members).

Step 2: Submit the Application

After preparing all required documents, the applicant must appoint a licensed MM2H agent authorized by the Malaysian government to submit the application. Once approved, the applicant will receive a Conditional Approval Letter.

Step 3: Arrival in Malaysia – Bank Account, Fixed Deposit, Insurance, and Medical Check-up

Within 90 days of receiving the conditional approval, the applicant must travel to Malaysia to:

  • Open a local bank account and place the fixed deposit.

  • Undergo a medical examination at a designated clinic or hospital.

  • Purchase Malaysian medical insurance.

Step 4: Visa Endorsement (Residence Pass Issuance)

After completing the above steps, the applicant must submit all supporting documents and passport to the relevant authority for final verification and visa endorsement (issuance of the residence pass).
Please note: although the residence pass is issued at this stage, the applicant must still purchase a qualified property within the specified time frame; failure to do so may result in revocation of residency status.

Step 5: Property Purchase

Even after receiving the residence pass, the applicant must purchase a qualifying property within the required period according to the chosen category. All purchase-related documents must be submitted to the government for verification.
Applicants must hold the property for at least 10 years, and sale is only allowed in cases where upgrading to a better residence is the stated purpose.


3. Renewal of MM2H Visa


While MM2H residency is granted for a period ranging from 5 to 20 years, the visa itself must be renewed every 5 years to maintain validity. It is recommended to apply for renewal 3 to 6 months before expiration, and each renewal extends the visa for another 5 years.

Renewal requirements and documents include:

  • he applicant and family must have resided in Malaysia for at least 90 days per year.

  • Personal declaration letter expressing intent to renew under current MM2H guidelines.

  • The Conditional Approval Letter from the initial MM2H approval.

  • Fixed deposit certificate and bank confirmation letter.

  • Valid medical insurance policy.

 

※Disclaimer: The information provided is for reference only. Eligibility criteria and requirements are subject to change based on local policy updates. Please refer to the latest official announcements at the time of application.


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